Toto Communications, Inc. is dedicated to building products and services that enable you and your family.  Mobile banking services, quality cellular service and non-predatory international calling all from your cell phone.  If this sounds like it is for you, you are not alone.

There are as many as 40 million Americans who don't have a cash card or bank account.   If you are tired of leading a cash based lifestyle where cashing a check requires a trip to the check cashing store and paying a fee of between 2% and 15% of your check, traveling to the utility company to give them cash and missing work to do it, then Toto is the answer for you.

Making a car payment, paying your cell phone or paying rent in cash also means risk of theft.  Toto is working to provide products and services that take this risk out of your life.

Do you have friends and relatives overseas?  Toto reviewed the International Calling Cards and discovered that many take your money and do not provide the minutes they advertise (See our comparison under the International menu above).  We're interested in you getting the minutes you pay for, and that's exactly what Toto provides.

If you need a cash card, Toto leads they way with low cost pre-paid debit card programs designed to fit your needs.  Our domestic cards have a reward program that actually pays the fees on your card as you use it.  We also have a truly International Program that is the most cost effective way to send money overseas. 

Toto is proud of our new bundled system that manages everything from your cell phone.  See our system by clicking on the "Toto Mobile App" in the menu.  You can use this system on any phone that has a data plan...not just Toto phones. Manage your cell bill, and that of a friend here in the US, or a friend in another country!  Manage your VoIP account and be sure you are getting what you pay for by checking your call history anytime from your phone, manage your debit card, pay bills and send money to other lands...all from your cell phone.  We are also bringing you content from organizations that are important to you, church, school and local businesses (we even post mobile coupons to save you money at the store).

Toto's next project is micro-loans.  Our intent is to get people who find themselves out of work into a business of their own, and thriving as a product part of the community...more on this as we move forward.

But hey...you might just want a great deal on cell service and a new phone, and that's okay too!

http://www.youtube.com/watch?v=81PfAaJwmqk